THE INTERNATIONAL FALLS PRESS sentatives whom they may choose' or knows that most of the ordinary United 'States the greatest nation in anxiety life insurance also maintains^ who may be gratuitously furnished schemes for the promotion of thrift the world.", their health and increases their efficiency. for the purpose by those in the ^organization are ineffective and disappoinflng./ And when they are takew Note also what Mr. Abbott has AND BORDER BUDGET having rhigher authority. ill their insurance often becomes a. Money Lies Idle said about the value of*life insurance ,1-i The rejection of this interpretation is potent aid in hastening their recov-ery. Money laid aside for-investment in as a teacher of thrift /to the mdividuaL.\ H. J. MINER, Editor and Manager usually met with the protest that the ordinary ways lies idle, or is spent \v.'" principle of collective bargaining itself Has not enough been said to prove totcfei at.the Post Oflec at IateraatiMkl Falta, BKtea., Sccwrf-ClaM Matter to relieve temporary embarrassment "Take a young man of twenty, who is denied. Most if not all those Of is sunk in business ventures.- that every patriotic American, every is starting out in his business career. holding a contrary vi^w would be Multitudes of people with praiseworthy philantropist, every man with civicpride, SUBSCRIPTION RATES:. U. S., $2.00 FOREIGN, $2.50 PER -YEAR I can argue with, him to open a savings willing to recognize the principle by should advocate insurance, if motives start savings bank bank account until both he and dealing with their own employees collectively for no other reason than because of accounts: But they soon tire of I are black in the face, but without Northwestern Advertising Representative* through representatives voluntarily its power in buttressing our nation? making deposits. Or, if deposits are Minnesota Select ).Ut much success. Suppose I do prevail chosen by them out of their made and some pinch comes, the Iff Exchange Bank 215 South Cth Street upon him and he makes the start. own number and without outside suggestion Minneapolis St. Paul money is withdrawn apd spent. N Nine times out of ten his regular deposits CHUDCH r~ or interference but they are But the man who agrees to deposit fall into innocuous desuetude. -I not -willing to bargain for the labor finally returned empty-handed. It is a specific sum periodically with a life Foreign Advertising Representative Finally he draws out his balance to of their own employees through rep* THE AMERICAN PRESS ASSOCIATION not ^recorded what he did beyond this. insurance company, enters into a contract mbet some emergency, and the enterprise s? But it might reasonably be inferred resentatives outside of their employment. under which these deposits become is ended. But, if I can persuade OUTSIDERS MAKE FOR They predicate this position upon that during the absence of his master obligatory. And although he is him to take out a life insurance INDUSTRIAL TROUBLE the supposition and belief that he was delivering a course, of lectures free to stop making them he cannot policy he is compelled to pay BETHLEHEM CHURCH under the auspices' of the Palestine their own employees have sufficient do so without sacrifice and without the premium annually and regularly A. Wallace MacNeill, pastor. Head of, -National Manufacturers Welfare and Protective Association intelligence for tfie purpose, that an breaking his agreement. Consequently in order to get the full benefit of the Gires View qf Employers Regarding alien dictatorship is not necessary, on "The Evils of Profiteering and the a pressure is exerted which undertaking. It is the regular anuual Sunday morning at 10:30, preaching Labor 'Disputes.. and that they are themselves better lights of the Down-Trodden Workingman." strengthens his purpose and aids him premium that forms the comulsory service. Subject: "Our Journeys At any, rate, the two efficient friends to those whom they employ in fulfilling the obligation he has voluntarily motive." to Spain.*^Soh^by J- J- Gibsorvv 'The -'•j' Holds Average Employer Was Once and are more unselfishly interested producers were highly commended assumed. n"-' "v Vc Economic Betterments Green H^jFir^way-jSelection by View- Worker amt Unditf stands His in their welffre: than can. be foreign: and promoted, while tfie In addition to-this he- is taught syslematic Another .indirect: way in which life boys' m|n§|Uhoir,^ "A ^tarlesjs- point in agents who Hve upon the"'tolls thejr "slacker?" Wh6 "wais more concerned habits of saving. His payments insurance benefits the state and nation Crown."W^^,:/ arbitrarily take fnom. ..those whoSe •yf about obtaining? his rights than performing -fall due at Tegular intervals. is by increasing the number of Sunday ^^^Odr. at 11:45. J. E. EDGERTOJI labor they sell. By his bbligations^was condemned Whertiter he is forgetful or dilatory self-supporting, self-defiant, self-respecting Christian Endeavor society,1 6:30. These sharp differences in the understanding for his slothfulness. he is'reminded of his obligation and people thus reducing the Sunday evening, 7:45: Song service Editor's Note.—Whether or not you of moral rights are the But even if all human conduct aided in meeting it. There is no direct expenses of the state and nation and popular address: "Socialism, agree with the. following the fact that real basis of industrial antagonisms. could be assayed and found to contain other method of saving, moreover, for asylums, police departments, it came from the pen of J. E. Edgerton, Bolshevism and other Political CureAlls." They have grown as our industrial .in perfect proportion the elements that is as convenient and easily carried president of the National Association agencies of justice, jails, wardens, processes have multiplied and become of pure motive and intelligent of Manufacturers is enough to solicit out» homes for the destitute, poorhouses Thursday, 7:45 p. m.: Midweek: more complex, and have been highly direction, there would still sometimes your earnest consideration. He is the and hospitals. This being so, it is service. Subject: "Respecting the Small Savings accentuated by the sordid uses to head* of an organization whose total probably be frictions in the relations to be hoped that the time will soon Rights of Others." number of employe^ runs in vast figures. which they have been put by indus-trial of men. Indeed, as long as there are It must be noted also that the small come when the federal and l6tate It is to be believed that his Come to Bethlehem church Sunday. parasites parading in the guise varying degrees of human capacity, savings of innumerable individual^ opinion is the opinion of the average governments will remove at least A cordial welcome awaits you. of friends to the toilers. -So industriously a frictionless .world is inconceivable. member and as such .is a viewpoint flow in tiny rills into the great invest-' part of the heavy burden of taxation have laborers been reminded .Men's opinions and interpretations of upon which the worker can concentrate ment reservoirs of the insurance that now falls on that thrifty section of their rights by political and his attack or support. moral law are as diverse as their companies. Thus, funds which woulc^ ENGLISH LUTHERAN CHURCH of our people who invest their Savings econonic buccaneers that obligation viewpoints, and it is from the clashing otherwise be wasted or lie idle are H. A. Mayer, Pastor. in 4ife insurance. That the companies as an important item in the program of viewpoints that friction results. The industrial antagonisms that used to develop the industries ofk the should pay for the expenses of of life has been almost lost sight of. The problem of removing friction have done so much to halt the progress nation. Malicious people have sometimes Morning service at 11:00. the departments that supervise them A large portion of the wage-earning is, therefore, the problem of assimilating of civilization as well as bring asserted that the companies "The Power of Faith." is reasonable, but beyond that life masses has been indoctrinated with viewpoints. This would priyation and suffering on untold hoard the money received from their Evening service at 7:30. instfrance should be fostered and not the idea that work wais sent upon not be a very difficult task if only thousands of innocent persons is a$ polity holders. The reverse of this "Sodom and Gomorrah." penalized. man as a. curse and that only those the aqceptance of abstract principles a rule a"situation brought about by is' true. The companies are-paying, Y. P. S. meets on Thursday at 7:45. I There are many other indirect ways who work with their hands are to was involved. But it is in the concrete persons whose only direct interest every year in death claims, matured, Confirmation class Friday at 4:00 in which life insurance benefits the be regarded as working men. The has been a selfish one. application of' commonly accepted endowments, dividends and other benefits/ and 7:00. individual and through the individual idle life has been held up before them principles that the difference The understanding between employer quite as much as they are taking Sunday school Saturday at 2:00. the nation. The man, for example, as the only happy life. They -are and employe can be made as in viewpoint is always difficult and in. In addition to this they are Come to English Lutheran church, who carries life insurance secures a made to believe that their employers near perfect as any relationship sometimes impossible to reconcile.^- constantly investing their funds in the the little church with the big message. valuable endorsement in bi^siness have little or nothing to do except to lenown to man. In many cases itohas The abstract right of organization different states, and are thus aiding circles. His financial strength is increased. draw dividends and play golf. been made perfect. In maqy Qtti£irs»'in the ptoper manner and for legit in the development of the industries His credit is improved. His The thousands of men in America the understanding has been warptd 'imate purposes on the part of any of the country. Note what Lawrence life insurance protects him against who derive material profit from and twisted, ill-will and an unfriendly person is universally recognized. In F. Abbott of the Outlook has said in METHODIST EPISCOPAL CHURCH business risks, and safeguards his enterprises strife between employer and' employee 'the industrial realm the abstract right spirit has been given birth to anf instead E. Ireland, Pastor this connection: during their .development. undoubtedly constitute thi of mutual benefits from good of such persons either individually, or "The1 American public does not yet It provides for the payment of his chief obstacle to the establishment of Sunday school at 10:00. team work the two factions Icollectively to bargain with whomso- even begin to realize what the life inheritance taxes, thus leaving his harmony and good will in the industrial Morning worship at 11 K)0. forced to a contrariness of .di(£tfi$n kver they wish is not denied by any4 insurance, companies have done in the estate unimpaired for his heirs. Thus lk A A 1b a* 11 a «. A ltt A world. The overwhelming majorities In keeping with the request of Gov. that has all but destroyed both ody. But in the appropriation of JX- way of enabling the individual citiizen be becomes a better, stronger, more of both employers and employees -In the last few years this has been hese rights, there are those who expand Preus, the pastor will use for the useful citizen. to save his money and to put it to are essentially honest and Sunday morning subject: "Law and a condition that has grown rather them beyond their meaning, useful work, not only in promoting would generally enjoy harmonious reV Nothing causes more apprehension Order." forgetting that the right to organize than decreased and in tracing- the his own prosperity but also in developing lations except for the assiduous medd at the present time than the conflict Junior League 3 .*00. cause to its source one is convinced does not carry with it Hhe right to at the resources and the general ling of outsiders. Ninety-five, per between capital and labor. And here Evening service at 7:30. that outside interference is the gfj.fl). Jfcrse such organization harmfully to welfare of the country. ,* What cent Of all men who employ labor life insurance steps in and enables Subject: "What Shall I .Believe." underlying base which has beef) j:he legitimate interests of others or upoD are these gigantic assets doing? have themselves been wage-earriefs* the employer to give protection to for unworthy ends, and that the right January 27th the Aid meets with "piled the troubles of capital and"*1a^ They are building railroads, erecting and have earned their promotions by the families of his employes by means Mrs. E. J. Gjesdahl, 411 Seventh street. bor and the same base in its ceaseless to bargain collectively does not imply mills and factories, clearing land, cultivating hard work and sacrifice. They know, of "Group Insurance," thus aiding shift and change keeps these, an obligation on the part of others Bible class at the parsonage Wednesday farms, and furnishing much the wage earner's viewpoint much1* him in removing prejudice and establishing 7:30 troubles in endless ferment and to becomc'the second parties to at p. m. of the industrial power and energy better than the wage-earner does or confidence and good will. makes their clearing away difficult such bargaining if for reasons satisfactory A cordial welcome awaits you at which has made the people of the can kno.w theirs, and the average employer if not impossible. to themselves they are. unwilling By relieving men of worry and these services. of labor is very naturally the Good intention is not a guarantW to do so. They forget also best friend his employees have, outside against the unh&ppy consequences that all moral law is indiscriminate their own family circles. May unwise action 6n the part of, eith|$ and universal in its application, and the time soon come when the public individuals or nations as units 't Tl^ tbat the right to do a thing connotes will recognize these facts and "will intelligent as well as the properly the right to refrain from doing it. 3hbs®» by the pressure of an aroused sentiment motived use of the powers with The exercise of one man's right does S force into productive employment PRICES which men are endowed and of the not necessarily abrogate the right of This will be the professional disturbers wh6 opportunities which are made available anotjuy. AND one of the live only upon the sweat of other's There ai*6 providentially imposed to them by a beneficient Creator brows. Theh and then only-can and is the only formula by which the limitations upon all rights. Otherwise QUALITY Finest Ladies' will there be peace in the world of' highest success and happiness may they would be absolute, and an absolute POPULAR PRICE STORE and' isses' MEET industry. right can not exist permanently be attained. A vast deal more is required Bernini's Garment Shop Garment Shops of us than simply \vishing to out of Heaven. If the character AT INSURANCE SOURCE OF do right. Every person according to and uses of an organization had nothing JOHNSON'S in the State STRENGTH TO NATION his endowments and opportunities to do with its right to existence, 'ALWAYS BUSY' lynching parties might be orgariied has an intellectual a£ well as a moral By-Products of Institution Said to responsibility. This fact is made emphatically with moral impunity and civil statutes, Announcement clear in the Parable of deprived of a base, would be ineffective Aid Economic Balance of UnitedStates. vjalents. Through the honest and industrious and short-lived. Even the employment of his energies sacred right of life, liberty, and the Saving "Habits Often Started With and abilities, the man to whom his pursuit of happiness, for the secur- master had given five talents doubled I mg of which all law is instituted, can Insurance Lead To New And Better his capital, and the one of lower degree Conditions. be and often is forfeited because of WAIT WAIT WAIT WAIT its abuse. to whom two talents were given By W. L. ALEXANDER registered also one hundred per The confilsiofi arising from the op-" cent profit on his efforts. To tlie Secretary Equitable Life Insurance eration of the principle of collective On, or about, February 10th we will open a Ladies' and Misses' Garment Shop. This Society. third member of the historical trio bargawiwg "seems to be general and was given only one talent, presumably is very difficult to dissipate. Those store,will be known as the "Always Busy" Store. Thousands upon thousands of dollars Editor's Note.—A new note for the because of his inferior mental who directly profit most from the exercise average man is struck in the following endowments. Like ma*iy of his descendants worth of fresh, new, stylish, crisp Garments will be shown there will be no two Garments of this right construe it to article by W. L. Alexander,, secretary living in the "present age, mean that they may bargain with for one of the world's greatest alike. Styles and Quality will reign supreme at all times. Satisfaction will be he went off and hid his talent and their employers through any repre- insurance companies, the Equitable Life Assurance Company. The mere our first, last and infinite aim. fact of hia official position with the WO FICTION STRANGER THAN THIS company insures hia familiarity with liis subject. In addition he shows that HERE IS AN INDEX OF THE MERCHANDISE THAT WILL BE HANDLED: insurance is not merely a force whose direct benefits ifo its Immediate policy & holders is its sole title to life and LADIES' AND MISSES' 1 J-u jf** JUST Life insurance is now exerting an •influence of far reaching importance COATS 7 O N E BEADS N. in the development of our nation. SKIRTS PURSES While the services it is thus rendering 'Mv. HONEST 'A. are of enormous value, they attract GOWNS MILLINERY little attention because they cover. "X APRONS NAME NECKWEAR so to speak, only the by-products of life insurance. Let me 'explairi. HOSIERY BATHROBES s. The chief province of life insurance SERVING is to protect the individual against DRESSES FUR CHOKERS the financial injuries that foUbw in •V OBIiGINGy BLOUSES SILK NEGUGEE the train of death. Now, is it conceivable that any of the by-products KIMONbS HOUSE DRESSES referred to here can .be as, useful as NEIGHBORLY BLOOMERS this? Let us-see. HANDKERCHIEFS One: of these by^prod.ucts is tbe SATISFYING' .PETTICOATS ETC. ETC. ETC value of life insurance in teaching thrift to vin^vkltiats, thus strengthenfajfc UNDERWEAR ETC ETC ETC. the nation composed of these ismidviliii" J*Y.i M,S#w^ary t2whS.B^ gtrl of ^Chicago and bcr I?* fiance. Allister McCormick Miss Baker has just called off her wtddma TWO STORES TWO STORES If it be tnie-t)i*t life Bsnrahce^is ui #wo"^ J'tne. both at the last moment The other night tte A BEM1DJI AND GRAND FORKS, the best of~ all teachers and promoters BEMIDJ1 AND mi&D. FORKS .. «»urrh was, filled wijth guests, the caterers Were laying out the weddritt fee table tens oJ thousands of dollars* worth of presents wtrt Ht the fKMife of tj^Kft aud it it—then the ottraOfdina^f when Vary wm word that she Vin "VI wouldn't majryiiMt now Mm importance^ crf. by-prod? lie If ff» tint 4i teMU- erj&el